Finance · Cash flow · Component

The conversion cycle

How long from paying for inputs to being paid for outputs — the measure that explains why growth consumes cash.

The deliverable

What it is

The cycle is receivable days plus inventory days minus payable days. Each component is separately manageable and they are usually managed by different people.

Shortening the cycle releases cash without earning any, which makes it the cheapest source of funding available to most organisations.

One level in

What it is made of

Each element is a constituent part of the component. Follow one to see the attributes it carries.

  1. The receivable days

    How long customers actually take to pay.

    3 attributes: Days outstanding · Time to invoice · Tied up

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  2. The inventory days

    How long stock or work in progress is held before it is sold.

    3 attributes: Days held · Value held · Type

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  3. The payable days

    How long the organisation takes to pay its own suppliers.

    3 attributes: Days taken · Early payment discount · Supplier effect

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Time to invoice is often a larger delay than time to pay, and it is the cheapest one to fix.