Loyalty Programs · Winding down · Component

The honouring

What happens to points already earned — where the saving from not honouring them is small and the damage is not.

The deliverable

What it is

Terms usually permit forfeiting unredeemed value. Doing so saves the liability and costs the relationship with everyone who held some.

Honouring what was earned is the more expensive option in the period and the cheaper one over any longer horizon.

One level in

What it is made of

Each element is a constituent part of the component. Follow one to see the attributes it carries.

  1. The treatment

    What happens to outstanding balances.

    3 attributes: Treatment · Cost · Conversion rate

    Learn
  2. The exceptions

    Members whose position needs individual handling.

    3 attributes: Situation · How many · Handling

    Learn
  3. The cost comparison

    What honouring costs against what it saves.

    3 attributes: Saving from forfeiting · Value of affected members · Ratio

    Learn

The saving from forfeiting is knowable. The cost is not, and it is systematically underestimated.